crossorigin="anonymous"> Apply for Student Loan Online in India SBI – Personal Bank » Khan Sir Official
Apply for Student Loan Online in India SBI – Personal Bank

Features

  • Repayment period of upto 15 years after Course Period + 12 months of repayment holiday*
  • Processing Charges
    • Loans upto Rs. 20 lacs : NIL
    • Loans above Rs. 20 lacs: Rs. 10,000 (plus taxes)
  • Security
    • Upto Rs. 7.5 Lacs:Only Parent/ Guardian as co-borrower. No Collateral Security or third party guarantee
    • Above Rs. 7.5 Lacs:Parent/ Guardian as co-borrower and tangible collateral security
  • Margin
    • Up to Rs 4 Lacs – Nil
    • Above Rs 4 Lacs – 5% for studies in India, 15% for studies in abroad
  • Repayment will commence one year after completion of course.
  • Loan to be repaid in 15 years after the commencement of repayment
  • In case second loan is availed for higher studies later, to repay the combined loan amount in 15 years after completion of second course
  • EMI Generation
    • The accrued interest during the moratorium period and course period is added to the principle and repayment is fixed in Equated Monthly Installments (EMI).
    • If full interest is serviced before the commencement of repayment; EMI is fixed based on principle amount only.

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